Business Checking Rates

    Tiered Interest

    Rates effective
    Rates subject to change without notice.

    HAVE A QUESTION? WE'LL CALL YOU BACK.

    Sole Proprietor & Community Companion

    TIER 1

    0.00%-0.09% APY*

    Minimum to open $100
    Balance $500.01 - $5,000
    Interest Rate 0.10%

    TIER 2

    0.09%-0.12% APY*

    Minimum to open $100
    Bal. $5,000.01 - $10,000
    Interest Rate 0.15%

    TIER 3

    0.12%-0.19% APY*

    Minimum to open $100
    Balance $10,000.01 or more
    Interest Rate 0.20%

    *Balance $0-$500: Interest Rate 0.0%

    First Business Select Plus

    TIER 1

    0.00%-0.05% APY*

    Minimum to open $1,000
    Bal. $25,000.01 - $50,000
    Interest Rate 0.10%

    TIER 2

    0.05%-0.08% APY*

    Minimum to open $1,000
    Bal. $50,000.01 - $75,000
    Interest Rate 0.15%

    TIER 3

    0.08%-0.11% APY*

    Minimum to open $1,000
    Balance $75,000.01 or more
    Interest Rate 0.20%

    *Balance $0-$25,000: Interest Rate 0.0%

    First Business Analysis

    TIER 1

    EARNINGS CREDIT

    0.05% APY*

    Balance $0.01 - 5,000

    TIER 2

    EARNINGS CREDIT

    0.10% APY*

    Bal. $5,000.01 - 15,000

    TIER 3

    EARNINGS CREDIT

    0.15% APY*

    Bal. $15,000.01 - 50,000

    TIER 4

    EARNINGS CREDIT

    0.25% APY*

    Bal. $50,000.01 or more

    *Balance $0: Interest Rate 0.0%

    *APY = Annual Percentage Yields and are current as of the posted date. Fees, service charges and withdrawals may reduce earnings. Early withdrawal penalties may be assessed on all certificates of deposit. Contact an employee for further information regarding applicable fees and terms. A complete account disclosure is available for all accounts. The Annual Percentage Yield assumes interest will remain on deposit. Interest rate and APY on variable rate accounts may change after the account is opened as rates are subject to change at any time.

    © 2024 First Bank Richmond
    Navigation
    Contact

    20 North 9th Street
    P.O. Box 937
    Richmond, IN 47375

    Routing Number: 274970791

     

    FDIC-EHL

     

    If you use links provided on the First Bank Richmond website that redirect to a third party website, you are acknowledging that you are leaving www.firstbankrichmond.com and are going to a website that is not operated by First Bank Richmond. First Bank Richmond is not responsible for the content or availability of linked sites. First Bank Richmond does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at First Bank Richmond.