Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Bank Richmond and FBR Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FBR Investment Services, and may also be employees of First Bank Richmond.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Bank Richmond or FBR Investment Services. 

Securities  and insurance offered through LPL or its affiliates are:

NOT A DEPOSIT - NOT FDIC INSURED - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

NOT GUARANTEED BY THE BANK - MAY LOSE VALUE 

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.