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First Bank Richmond
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icon PERSONAL SAVINGS ACCOUNTS

First Bank has savings accounts for our customers who are just starting out, those who want to earn market interest rates and those who want to set back money for the holiday season.

Statement Savings

  • Low-cost, basic savings plan designed for liquidity and simplicity.
  • Free ATM card
  • Free Online Banking
  • Free First Line Banking
  • $1 minimum opening balance
  • Pays interest on any balance
  • Direct Deposit available

Money Market

  • A combination savings and checking account for customers who would like to earn a higher interest rate on funds while still maintaining liquidity.
  • Free checks
  • Can be linked to a Visa Debit /ATM Card
  • $2,500 minimum opening balance
  • Tiered interest rates based on balance.

Health Savings

Contributions, distributions and earnings are tax-free when withdrawn to pay for qualified medical expenses. This account offers tiered interest rates based on balance, and funds are accessible by means of traditional checks or a Visa Check Card.

Christmas Club

  • Low-cost savings plan designed for the holiday season.
  • Pays simple interest on any balance.
  • No monthly service charge.
  • Account is automatically closed in October, and a check is mailed to the home address. No early withdrawals allowed.
  • Direct Deposit available

Kids First Savings

  • For children under age 18. Teaches the fundamentals of managing money while allowing an adult to maintain control of the account.
  • Free piggy bank
  • Free ATM card
  • Free Online Banking
  • Free First Line Banking
  • $1 minimum opening balance
  • Pays interest on any balance.

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Main Office
20 N. 9th Street
Richmond, IN 47374
(765) 962-2581
(800) 548-8138

For Information about any of our personal banking products, or to open a new account, please contact your nearest First Bank branch.

First Line Telephone Banking
1-877-962-2581

To report a lost or stolen Visa Check Card:
8am - 5pm, Monday - Friday
First Bank Customer Support Department
(765) 962-2581
(800) 548-8138

After business hours
(800) 264-5578

First Bank Richmond, 20 North 9th Street, P.O. Box 937, Richmond, IN 47375, (765) 962-2581, (800) 548-8138
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