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MORTGAGE LOANS |
Fixed-Rate Mortgage Loans
Recommended for individuals who plan to own their home for more than 10 years, who expect interest rates to rise, or who have a fixed income and want to know what their payment will be for the life of the loan. |
Adjustable-Rate Mortgage Loans
Recommended for individuals who plan to own their home for less than 10 years, or who expect interest rates to remain stable or decline. The interest rate may change at specific intervals, and the monthly payment may increase or decrease.
- Loan to Value up to 100%
- Terms up to 30 years
- Interest may be tax-deductible (contact your tax advisor for more info)
- Bi-weekly loans and auto deduction available
First Bank also offers special Indiana Housing Programs for those people who are eligible.
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For more information on these products or to schedule an appointment, contact any of our mortgage professionals.
Tiffany Bailey
Mortgage Loan Originator
31 N. 9th Street
Richmond, IN 47374
(765) 973-4269
(800) 548-8138, ext. 269
tbailey@firstbankrichmond.com
Karen Beard
Vice President
Mortgage Lending Officer
31 N. 9th Street
Richmond, IN 47374
(765) 973-4240
(800) 548-8138, ext. 240
kbeard@firstbankrichmond.com
Stephanie Bell
Mortgage Lending Officer
31 N. 9th Street
Richmond, IN 47374
(765) 973-4212
(800) 548-8138, ext. 212
sbell@firstbankrichmond.com
Pam Stoops
Vice President
Mortgage Underwriter
31 N. 9th Street
Richmond, IN 47374
(765) 973-4317
(800) 548-8138, ext. 317
pstoops@firstbankrichmond.com
For your convenience, we also offer loan services at each of our indoor branches. Please see the Branch Manager at your nearest First Bank branch.
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