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HOME EQUITY LINE of CREDIT |
Similar to a Second Mortgage, but funds are advanced as needed. As the loan is paid back, the funds become available again. |
- Fixed and adjustable rates
- Loan to Value up to 89%
- No closing costs
- Variable interest rate adjusts quarterly and has a 10-year term
- Fixed interest rate loan has a 5-year term
- Simply write a check to access funds in $500 increments
- Interest may be tax-deductible (contact your tax advisor for more info)
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For more information on these products or to schedule an appointment, contact any of our mortgage professionals.
Tiffany Bailey
NMLS# 773320
Mortgage Loan Originator
31 N. 9th Street
Richmond, IN 47374
(765) 973-4269
(800) 548-8138, ext. 269
tbailey@firstbankrichmond.com
Karen Beard
NMLS# 773321
Vice President
Mortgage Lending Officer
31 N. 9th Street
Richmond, IN 47374
(765) 973-4240
(800) 548-8138, ext. 240
kbeard@firstbankrichmond.com
Stephanie Bell
NMLS# 773323
Asst. Vice President
Mortgage Lending Officer
31 N. 9th Street
Richmond, IN 47374
(765) 973-4212
(800) 548-8138, ext. 212
sbell@firstbankrichmond.com
Pam Stoops
NMLS# 773329
Vice President
Retail Lending Manager
31 N. 9th Street
Richmond, IN 47374
(765) 973-4317
(800) 548-8138, ext. 317
pstoops@firstbankrichmond.com
For your convenience, we also offer loan services at each of our indoor branches. Please see the Branch Manager at your nearest First Bank branch.
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