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| OUR LOCATIONS: |
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SHELBYVILLE BRANCH |
Shelbyville
Chuck Tabeling , Branch Manager
1601 East Michigan Road
Shelbyville, IN 46176
Phone: (317) 398-1000
FAX: (317) 398-1304
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Hours:
Monday - Friday: 9:00 a.m. to 6:00 p.m.
Saturday: 9:00 a.m. to 5:00 p.m.
Sunday: 1:00 p.m. to 5:00 p.m.
24 Hour In-Store ATM |
| Shelbyville
CD Rates |
| Term |
Rate |
APY |
| 12 mo |
1.24% |
1.25% |
| 24 mo |
1.73% |
1.75% |
| 36 mo |
2.22% |
2.25% |
RATE SCHEDULE
Effective: September 1, 2010
Annual percentage
yields (APY) posted on this schedule are current as of this date.
| FIXED RATE
CDs |
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Minimum |
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Balance |
Rate |
APY |
| 3 Month |
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5,000 |
0.49% |
0.50% |
| 6 Month |
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5,000 |
0.74% |
0.75% |
| 1 Year |
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500 |
1.24% |
1.25% |
| 18 Month |
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500 |
1.24% |
1.25% |
| 2 Year |
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1,000 |
1.73% |
1.75% |
| 30 Month |
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1,000 |
1.73% |
1.75% |
| 3 Year |
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1,000 |
2.22% |
2.25% |
| 4 Year |
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1,000 |
2.22% |
2.25% |
| 5 Year |
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1,000 |
2.46% |
2.50% |
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| IRA
CDs and IRA SAVINGS ACCTS |
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Minimum |
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Balance |
Rate |
APY |
| 2 Year |
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1,000 |
1.73% |
1.75% |
| 3 Year |
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1,000 |
2.22% |
2.25% |
| 4 Year |
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1,000 |
2.22% |
2.25% |
| 5 Year |
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1,000 |
2.46% |
2.50% |
| 7 Year |
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1,000 |
2.95% |
3.00% |
| 18 Month Variable |
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1,000 |
1.74% |
1.76% |
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| Savings |
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20.00 |
.99% |
1.00% |
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The following escalator CDs may also
be used for IRA investments |
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| ESCALATOR
CDs |
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Minimum |
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Guaranteed |
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Escalating Rate |
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Rate |
APY |
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Balance |
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Rate |
APY |
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Series EE rate |
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1.40% |
1.41% |
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| 3 Year |
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1,000 |
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1.35% |
1.36% |
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Series EE rate + 1/4% |
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1.65% |
1.66% |
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| 5 Year |
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1,000 |
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1.60% |
1.61% |
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Series EE rate + 1/2% |
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1.90% |
1.92% |
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| 7 Year |
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1,000 |
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1.85% |
1.87% |
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Series EE rate + 1% |
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2.40% |
2.43% |
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| 10 Year |
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1,000 |
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2.35% |
2.38% |
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Rate will change semi-annually on
June 1st and December 1st after Series EE bond rate adjustments |
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| CHECKING
and SAVINGS ACCOUNTS |
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Rate |
APY |
Balance |
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Rate |
APY |
Balance |
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| First Choice Plus |
0.25% |
0.25% |
$500+ |
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First Choice Elite |
0.25% |
0.25% |
$0-4,999 |
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0.50% |
0.50% |
$5,000-14,999 |
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| Statement Savings |
1.00% |
1.00% |
any |
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0.75% |
0.75% |
$15,000-49,999 |
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1.00% |
1.00% |
$50,000 + |
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| Health Savings |
0.50% |
0.50% |
$0-499 |
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Money Market |
1.00% |
1.00% |
$0-24,999 |
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| Checking |
1.00% |
1.00% |
$500-2,499 |
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1.24% |
1.25% |
$25,000-99,999 |
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1.49% |
1.50% |
$2,500-4,999 |
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1.49% |
1.50% |
$100,000-999,999 |
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1.98% |
2.00% |
$5,000 + |
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1.00% |
1.00% |
$1,000,000+ |
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| BUSINESS CHECKING |
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Rate |
APY |
Balance |
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| First Choice Business |
0.25% |
0.25% |
$500+ |
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Business First Commercial Earnings Credit |
1.00% |
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| Additional
Terms and Conditions |
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| The
interest rates indicated above are determined by bank management.
Interest compounds daily. The Annual Percentage Yield assumes
interest will remain on deposit. Interest rate and APY on variable
rate accounts may change after the account is opened as rates are
subject to change daily.
Fees, service charges and withdrawals may reduce
earnings. Early withdrawal penalties may be assessed on all
certificates of deposit. Contact an employee for further
information regarding applicable fees and terms. A complete
account disclosure is available for all accounts. |
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| 2009-2010 Community Pride CD Results: |
| Date (as of) |
Level |
Morristown
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Shelbyville
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Southwestern
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Triton Central
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Waldron
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| 03-02 |
1 |
Final 2.70% |
Final 2.80% |
Final 2.70% |
Final 2.40% |
Final 1.70% |
| 03-02 |
2 |
Final 2.95% |
Final 3.05% |
Final 2.95% |
Final 2.65% |
Final 1.95% |
| 03-02 |
3 |
Final 3.20% |
Final 3.30% |
Final 3.20% |
Final 2.90% |
Final 2.20% |
2009-2010 Community Pride CD
| Level | Dollar Range | Starting APY |
| 1 | $100.00 - $499.99 | 1.50% |
| 2 | $500.00 - $9,999.99 | 1.75% |
| 3 | $10,000 or more | 2.00% |
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