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Deposit Products

Checking and Savings Accounts

First Bank Richmond offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations. If you need to reorder checks use our secure Check Reorder Form.

Basic Checking:
ATM Access - No Charge
Overdraft Protection Available
Checks On File

Interest Checking:
Unlimited Check Writing - No Per Check Charge
Maintenace Fee Waived With Minimum Balance
Interest Bearing Account
ATM Access - No Charge
Overdraft Protection Available
Checks On File

Prefered Checking:
Unlimited Check Writing - No Per Check Charge
Maintenace Fee Waived With Minimum Balance
Interest Bearing Account
ATM Access - No Charge
Overdraft Protection Available
Checks On File
No Annual Fee On Credit Card
Discount on Consumer Loans
Safe Deposit Box Fee Discount
Traveler Checks - No Charge

Student Checking with Overdraft Protection
Free Access To ATMs
Student Credit Cards
Student Loan Assistance
Student Savings Plans


Business Banking Services

Business Basic Checking
No Minimum Balance Requirement.
50 checks & 75 items deposits at no charge.
Low monthly maintenance fee.

Statement Savings
Earns Competitive Interest Rate
24-hour Access.
Itemized Quarterly Statements.
Interest Paid Quarterly.
Transaction limits apply.

Other Business Services
Business Time Deposits
Payroll Processing
Direct Deposit of Payroll
Computerized Banking
Employee Benefit Plan Services
Night Deposit
Lock Box Collection
Combined Statements
Depository for Taxes
Safe Deposit Box
Foreign Exchange